Theresa Phillips

  • Sr. Loan Officer
  • NMLS: 253331 DRE: # 01845893
  • (925) 584-9850
  • 5980 Stoneridge Drive, Ste 122
  • Pleasanton, CA 94588

Welcome to my website

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you\'re dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

All About Liens and Home Loans
All About Liens and Home Loans
Jun 16 2021   first time buyer first home first mortgage home loan apply for a first home loan
A lien is a property right someone else has on your property and gives the lienholder legal power to take your property as compensation if you default on your payments or break the contract terms. A mortgage is the most common type of property lien.... Read More
Is Buying A Home With Bad Credit A Smart Choice?
Is Buying A Home With Bad Credit A Smart Choice?
Jun 9 2021   zero down loan no money down home loan FHA loans VA Loans USDA loans
Have less-than-optimal credit? That doesn't necessarily mean you have to put your dreams of homeownership on pause. There are several factors that mortgage lenders consider when you apply for a loan, and there are even options available specifically... Read More
Is Buying A Home Without Real Estate Agent A Good Idea?
Is Buying A Home Without Real Estate Agent A Good Idea?
Jun 3 2021   pre-approved home loan pre-qualify home loan mortgage application online loan application how to buy a home online
Whether you're a first-time home buyer or an experienced homeowner, you may be wondering if it's truly necessary to work with a real estate agent when buying a property. Here's what you need to know about working with an agent and how to go about... Read More
How Does A Home Equity Line Of Credit (HELOC) Work?
How Does A Home Equity Line Of Credit (HELOC) Work?
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A home equity line of credit (HELOC) is a type of mortgage loan that acts similar to a credit card, except the line of available credit is tied to your home's equity. So instead of using funds advanced to you by a creditor, you use the cash from the... Read More

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