Bernice Chau

  • Sr. Loan Officer
  • NMLS: 245002 CAL DRE# 01300642
  • (415) 412-5363
  • 3327 Castro Valley Blvd.
  • Castro Valley, CA 94546

As a lender who has been in the business since 1999, I enjoy helping clients choose a solid loan program that is just right for their needs. Whether this is a first home loan, last, a loan for an investment property, vacation home, or refinance, I would be honored to assist with the mortgage need.

Clients can rely on my experience, education, knowledge, and market research to choose a loan that fits their financial needs without feeling pressured to commit.

Our first step is to discuss your goals and for me to share the loan programs that are available. I understand securing a loan can often be a daunting process, but it is my goal to provide you with an experience that answers your questions, eases your mind, and allows you to feel secure in choosing a home loan that fits within your budget and your situation.

Concerned about the different loan choices? Let me explain the benefits of each and provide information so you can decide what makes the most sense for you and your family.

Not sure about paying points ? We can crunch the numbers together and I can show you how this might impact your finances.

Confused about the process, timing, what paperwork needs to be submitted? Let me ease the burden with guidance through the process.

Self-employed? Recent job or family-life change? Circumstances that might cause you to worry about qualifying? I am a great listener who will strive to give you real life options to consider.

Equal Housing Lender. Contact me at bernice@bayareafunding.com.

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