www.bayareafunding.com

• Homepage
• About Us
• Contact Us
• Employment
• Home Purchase
• Home Refinance
• Legal
• Licensing
• LQB Consumer Portal
• LQB Loan Officer View
• Michael Carter
• Online Forms
• Pre-Qualify
• Privacy Policy
• Rate Disclaimer

Mortgage Library

• Mortgage Calculators
• Credit Related Articles
• Mortgage Basics - List of Mortgage Topics
• Mortgage Terminology
• Va Loans
• Mortgage Refinance
• Fha Loans
• Real Estate Appraisals
• Home Foreclosure
• Closing Costs
• Private Mortgage Insurance
• Mortgage Application Checklist
• Loan Programs
• Credit Report
• Denied Credit
• Credit Scoring
• Credit Bureaus
• What's In My Credit Report?
• Credit Scoring Uses
• Credit Scoring Model
• Improve Credit Score
• Fair Credit Reporting Act
• Credit Scoring Reliability
• VA Loan Benefits
• Multiple VA Loans
• Applying for a VA Loan
• VA Loan Disadvantages
• What is a VA Loan
• VA Approved Properties
• Who is Eligible for a VA Loan
• Refinance Cost
• Refinancing Before Moving
• What are Loan Points
• Late Credit Card Payments
• Choosing Lender
• Finding Best Mortgage Deal
• When to Refinance
• Lock Interest Rate
• Points to Lower Interest Rate
• Credit Impact on Loan Qualification
• Bankruptcy and FHA Loans
• What is an FHA Loan
• Documents Needed for FHA Loans
• What Can I Afford
• Fha Versus Conventional Loans
• Determining Property Market Value
• Another Mortgage Company
• Assisting the Appraiser
• Appraisal Methods
• What is an Appraisal
• Why Get An Appraisal
• Who Owns the Appraisal
• Avoiding Foreclosure
• Temporary Problems
• Long Term Problems
• What is Foreclosure
• Missed Mortgage Payment
• What is RESPA
• What Happens at Closing
• Statutory Costs
• Third Party Costs
• Up Front Expenses
• Finance And Lender Charges
• PMI Cost
• Applying for PMI
• How PMI is Paid
• What Is Pmi
• How PMI Works
• PMI Companies
• History of Pmi
• Cancellation Of Pmi
• PMI and Larger Loans
• VA Loans
• FHA Loans
• Hybrid ARMs
• HARP 2 Refinance
• Balloon Mortgages
• Components Of ARMs
• Reverse Mortgages
• Fixed Rate Mortgages
• Best Program For You
• Interest Only Mortgages
• ARM Commonly Used Indexes
• Adjustable Rate Mortgages
• Graduated Payment Mortgages
• FAQ
• Truth In Lending
• Should I Lock Rate
• Loan Process

Blog

• Blog - Are FHA Loans a Good Idea? What You Need To Know
• Blog - Thanksgiving Holiday Safety Tips -Please Share!
• Blog - The Advantages of a Large Down Payment
• Blog - Don't Miss Out! Avoid These Mistakes When Bidding on a Home
• Blog - Purchasing a Home Closer to Work: Is It Right For You?
• Blog - How Identity Theft Affects Your Home Loan Approval
• Blog - Mortgage Co-Borrower: Is It Right For You?
• Blog - The Ultimate Guide to Closing Costs
• Blog - Locked vs Floating Mortgage Rate: Which Is Better?
• Blog - Financial Benefits of Buying a Home in a College Town
• Blog - Should You Buy A Fixer-Upper? How To Tell If It's Right For You
• Blog - How To Tell If A Home Is 'Move-In' Ready
• Blog - Mortgage Mythbusters: First-Time Homebuyer Edition
• Blog - The Essentials of Getting a Veteran Home Loan
• Blog - 13 Smart Reasons to Refi Your Home Loan Today
• Blog - Super-Charged Home Loans for First-Time Homebuyers
• Blog - “I Have Bad Credit. Can I Still Get A Mortgage?”
• Blog - The Best Way To Use Your Home Renovation Loan
• Blog - What to Expect When You're Buying a Home While Selling Your First Home
• Blog - Joint Mortgage vs Joint Ownership: Do You Know The Difference?
• Blog - Mortgage 101: For How Long is My Pre-Approval Valid?
• Blog - Read This Before You Buy A Foreclosure
• Blog - Lesser-Known Tricks To Sell Your House --Fast!
• Blog - 3 Numbers That Matter The Most on Home Loan Applications
• Blog - Stop! Don't Delay Closing Your Loan With These Mistakes
• Blog - It Might Be Better To Skip The Starter Home --Here's Why
• Blog - The Exciting Possibilities of a VA Cash-Out Refi
• Blog - In the News: Feds Target No-Money-Down Home Loan Programs
• Blog - Here's Why Your Home Equity is Your Most Valuable Asset
• Blog - What's a Hybrid Loan and How It's Different Than a 30-Year Fixed Loan