www.bayareafunding.com

• Homepage
• About Us
• Contact Us
• Employment
• Home Purchase
• Home Refinance
• Legal
• Licensing
• LQB Consumer Portal
• LQB Loan Officer View
• Michael Carter
• Online Forms
• Pre-Qualify
• Privacy Policy
• Rate Disclaimer

Mortgage Library

• Mortgage Calculators
• Credit Related Articles
• Mortgage Basics - List of Mortgage Topics
• Mortgage Terminology
• Va Loans
• Mortgage Refinance
• Fha Loans
• Real Estate Appraisals
• Home Foreclosure
• Closing Costs
• Private Mortgage Insurance
• Mortgage Application Checklist
• Loan Programs
• Credit Report
• Denied Credit
• Credit Scoring
• Credit Bureaus
• What's In My Credit Report?
• Credit Scoring Uses
• Credit Scoring Model
• Improve Credit Score
• Fair Credit Reporting Act
• Credit Scoring Reliability
• VA Loan Benefits
• Multiple VA Loans
• Applying for a VA Loan
• VA Loan Disadvantages
• What is a VA Loan
• VA Approved Properties
• Who is Eligible for a VA Loan
• Refinance Cost
• Refinancing Before Moving
• What are Loan Points
• Late Credit Card Payments
• Choosing Lender
• Finding Best Mortgage Deal
• When to Refinance
• Lock Interest Rate
• Points to Lower Interest Rate
• Credit Impact on Loan Qualification
• Bankruptcy and FHA Loans
• What is an FHA Loan
• Documents Needed for FHA Loans
• What Can I Afford
• Fha Versus Conventional Loans
• Determining Property Market Value
• Another Mortgage Company
• Assisting the Appraiser
• Appraisal Methods
• What is an Appraisal
• Why Get An Appraisal
• Who Owns the Appraisal
• Avoiding Foreclosure
• Temporary Problems
• Long Term Problems
• What is Foreclosure
• Missed Mortgage Payment
• What is RESPA
• What Happens at Closing
• Statutory Costs
• Third Party Costs
• Up Front Expenses
• Finance And Lender Charges
• PMI Cost
• Applying for PMI
• How PMI is Paid
• What Is Pmi
• How PMI Works
• PMI Companies
• History of Pmi
• Cancellation Of Pmi
• PMI and Larger Loans
• VA Loans
• FHA Loans
• Hybrid ARMs
• HARP 2 Refinance
• Balloon Mortgages
• Components Of ARMs
• Reverse Mortgages
• Fixed Rate Mortgages
• Best Program For You
• Interest Only Mortgages
• ARM Commonly Used Indexes
• Adjustable Rate Mortgages
• Graduated Payment Mortgages
• FAQ
• Truth In Lending
• Should I Lock Rate
• Loan Process

Blog

• Blog - What's a Hybrid Loan and How It's Different Than a 30-Year Fixed Loan
• Blog - First-Time Homebuyers: Avoid These Mistakes!
• Blog - Housing Market Cools Making it Sizzling Time to Buy
• Blog - Getting a Home Improvement Loan: Scenario by Scenario
• Blog - Neighborhood "Vibes" Matter When Buying A Home
• Blog - Considering Investing in Real Estate? Here are Five Tips to Know
• Blog - Questions To Ask Before Moving To Shorten Your Commute
• Blog - Home-Related Ideas for Using Your Tax Refund
• Blog - Beyond Your Credit Score: How The Property Affects How Much You Can Afford
• Blog - Surprising Benefits of Buying a Home --Beyond Financial!
• Blog - Severe Weather and Your Mortgage: What to Expect and How to Prepare
• Blog - Got Student Debt? Here's How You Can Buy A Home
• Blog - The Fastest Ways to Fund Your Home Renovation
• Blog - Read This Before You "Rocket" Your Mortgage
• Blog - The Difference Between a Co-Borrower and a Co-Signer on a Mortgage
• Blog - Using A Second Mortgage Like Your Secret Stash
• Blog - Can Rate Changes Affect Your Current Mortgage?
• Blog - Reasons to Refinance When Rates are Rising - 5 Examples
• Blog - Credit Score Requirements For 2019 Homebuyers
• Blog - Is Paying Off Your Mortgage Early Worth It?
• Blog - Increased Mortgage Rates --Should You Still Buy In 2019?
• Blog - 5 Secrets To Buying A Home You'll Love
• Blog - Buying Versus Building a Home: Which Is Cheaper?
• Blog - "What Does My Homeowner's Insurance Actually Cover?"
• Blog - What You Must Know About "Rent-To-Own" Homes
• Blog - Housing Market is Hot in the New Boomtowns
• Blog - Five Quick Ways to Estimate Your Home's Value
• Blog - Homeowners --Should You Relocate For A New Job?
• Blog - Avoid These Mistakes That Delay Closing Your Home Loan
• Blog - Unpacking and Understanding The Mortgage Payment